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With Brazilians increasingly interested in different financial products, Open Finance appears to make the financial system more transparent, bringing benefits to users and financial institutions, always guaranteeing a safe environment for everyone.
What is Open Finance? The term Open Finance can be replaced by the term “Open Finance”.
The objective behind the creation of Open Finance, by the cell phone number list Central Bank , is that it serves as a regulatory basis for an open financial system, which includes not only banking services, but other systems that are gaining increasingly more relevance in the Brazilian economic scenario (such as financial institutions, stock brokers , exchange offices, pension funds, and insurance).
Therefore, Open Finance aims to share data between financial institutions in accordance with the authorization and consent of their customers.
The implementation of Open Finance provides guidelines that standardize and ensure this data sharing so that all transactions are safe and fluid, offering better opportunities to users.
In this data sharing model, participating financial institutions will also be able to offer financial products to non-customers, as long as they follow the rules determined by the Central Bank.
As a result, different areas of the financial market can participate in the open financial system, offering their products with better conditions based on the analysis of customer data from other institutions, if the user so desires.
In short, Open Finance gives a person the opportunity to “share the relationship” they already have at one institution with another institution.
And companies can share their products with customers outside their portfolio, all through the open system.
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发表于 2023-10-8 00:51:37